In today’s society, it costs very little to file a claim in small claim courts. In some cases, it can cost as little as $100 with claims up to $25,000 in damages. What that means for you, as a new media professional, is that doing your job to the best of your abilities might not always be enough. Today we examine why it’s not always enough, and what you can do to protect yourself from liability claims against you.
The term “new media” generally refers to content available through the Internet and accessible across multiple digital devices. The rise of new media outlets, such as online newspapers, blogs and the booming video game and virtual reality industry has created many opportunities for professionals all over the world. New professions have emerged that did not exist a few decades ago.
The field of online media shares many similarities with the field of “traditional” media, including the potential of being burdened with a slander, defamation or copyright infringement accusation. To expand on our earlier statement that performing to the best of your abilities may not be enough, in some case, a simple mistake or something inadvertently overlooked or misrepresented can be enough to cause irreversible damages.
Such an example could be a web designer who has been accused of copyright infringement. Another example could be a new media developer who accidentally made a mistake in the programming code and unknowingly caused the loss of business to a client or deleted data that cannot be retrieved. These two examples share one thing in common: They both cost your client time and money.
A reliable line of defense against potential legal claims related to such examples is a new media professional liability insurance policy. This insurance policy will provide financial assistance for legal expenses and settlement fees should one of your clients name you in a lawsuit. EasyCover enables you to request a free professional liability insurance quote and purchase insurance coverage online easily and within minutes. No waiting, no hassles, fast, effective insurance coverage available at your fingertips. You can also speak to one of our licensed insurance brokers by calling us toll free at 844-439-2683 or by using our live chat during regular business hours, MST time, Monday through Friday.