Have Questions? Call 1-844-439-2683

Quote & Buy Professional Liability

Online In Minutes!

Instantly Get Your Policy Online


Legal Services Professional Liability Insurance

As someone familiar to the legal industry, you’ll know that litigation can be an immense financial drain. As a service provider, you may find yourself accused of malpractice or negligence and legal action may be taken against you. Legal services professional liability insurance cancover the expenses in the event you’re sued, including legal costs and damages.

EasyCover makes getting professional liability insurance for legal services easy:
Step 1: Enter your information for your free quote.
Step 2: Select the policy that works for you.
Step 3: Pay online and receive your policy documents.

You can be protected with EasyCover in less than five minutes! Work with confidence knowing you’ve got a professional liability insurance policy that can cover you if things go wrong.



The Value of Legal Professional Liability Insurance

Your firm will likely have a commercial general liability insurance policy (also known as CGL). However, this only covers third-party property damage or bodily injury. Financial damages resulting from providing professional services or advice won’t be covered. Whether the error is perceived or real, you can still be held liable.  

With legal services professional liability insurancealso known as errors and omissions insurance, you’ll be covered if you’re sued (as long as it’s an insured event by your policy). Our professional liability insurance is specially designed for professions providing services or advice. If a client experiences financial loss, they may blame you. Even if these claims are false, you’ll still need to pay for your legal defense. Professional liability insurance for legal professionals can cover these costs. 

What does legal services professional liability insurance cover?

Legal services professional liability insurance offers coverage for your legal expenses in the event you’re sued by a client or third party. Generally, this is a result of financial loss to your client because of your provided service or advice – or failure to provide that service or advice. Your coverage can provide funds for your legal defense costs as well as any settlement or judgement awards up to your policy limit.  

EasyCover offers three levels of coverage: 

  • $1 million 
  • $2 million 
  • $5 million 

This is the maximum amount that will be paid out for all claims over the 12-month policy period. The level of coverage you need depends on your industry, clients, value of your contracts, and expected costs of litigation.  

You’ll also have to pay a deductible for each covered claim. Your deductible will generally range from $250 to $1500 and is based on your company’s revenue. Let’s say you made two covered claims and your deductible is $500. You’d pay $1000 total and your insurance would cover the rest of your litigation costs.  

Keep in mind that professional liability insurance for legal services does not cover criminal acts or deliberate misrepresentation, fraud or dishonesty. It also won’t cover third party bodily injury or property damage – that’s what a general liability insurance protects you against. You’re required to inform your insurer of any incidents that may lead to a potential lawsuit as soon as you’re aware – if you know ahead of time, as sometimes these accusations do come out of nowhere. 

Legal Services Professional Liability Insurance in Action

Here are three common scenarios that are covered in the legal profession: 

Misrepresentation: If you provide information that the client believes is faulty or misleading, you can be held liable. Let’s say your client is accusing you of negligent misrepresentation, meaning you gave wrong information but you should’ve known the correct information as part of your job. Whether or not this is true doesn’t matter – you can still be sued.  

Libel and Slander: You can be sued by your client if they feel anything harmed their character or reputation. This can be based on what is said about your client in any official documents, in an interview, or on social media.  

Professional Negligence: If you commit an error as part of your job, you can be held responsible for any financial losses that come as a result.  

The important thing to remember is it doesn’t matter if you are at fault or not; you can still be sued and there will be expenses related to those proceedings. Professional liability insurance for legal services can help cover these costs and allow you to defend yourself. 

Risk Management for Legal Services

Your insurance should always be your last resort of protection. It’s much better to avoid the stress of a lawsuit, if you can. You’ll also save long-term when it comes to your insurance premiums. So here are a few risk mitigation tips for those working in legal services: 

  • Communicate – Open and honest communication is always important. Make sure you set expectations and offer the opportunity for questions and clarifications. 
  • Record Keeping – Always follow up any in-person or phone meetings with an email or written notes. Keep a digital version of all communications, receipts, and documents, and back them up.  
  • Quality Control – Ensure you have processes to ensure your deliverables are the highest quality possible.  

While these risk mitigation measures won’t necessarily prevent all litigation against you, but that’s where your professional liability insurance comes in. 

EasyCover’s Professional Liability Insurance for Legal Services

We offer coverage for the following legal professions: 

  • General legal support 
  • Legal executives 
  • Legal secretaries 
  • Legal skills trainers 
  • Legal training 
  • Paralegals 
  • Professional support (PSL) 

If your exact role isn’t listed, feel free to contact us and we’ll see what we can do! 

What sets EasyCover apart? It’s in our name – we make it easy for you to get covered. Not only can you get a free quote in seconds, you can purchase a policy in less than five minutes. Our online tool makes getting protection simpleand quick.  

We offer critical protection for legal service professionals with comprehensive coverage and affordable rates. We make getting protected simple and convenient for you. EasyCover offers specialized insurance directly to you. Get started by putting in your details above! 

Why Use EasyCover

Critical Protection

If you provide advice or professional services to your clients, and are sued due to your alleged negligence, your Commercial General Liability policy may not respond. You need the protection of Professional Liability Insurance.

Comprehensive Coverage

With EASYCOVER Professional Liability Insurance, you are protected against a broad variety of negligent acts, errors or omissions, backed by one of the oldest and most respected insurance providers in the world.

Affordable Rates

Get Canada’s first online Professional Liability Insurance at very competitive rates.

Quick & Easy

Get a FREE quote, print your policy documents and pay from the comfort of your home or office, all in minutes with our easy-to-use online tool.