Are You Covered?
The Information Technology field is one of Canada’s fastest growing industries. The liability IT contractors face for mistakes, errors and negligence in the course of their work is a very real issue for many professionals. Depending on what area you specialize in, mistakes can range from intellectual property infringement to software failure. As an IT contractor, it’s important to recognize your risks and take precautions to protect yourself.
Here are a few things to consider
- In every industry, mistakes do happen. When things get heated, as a result of a mistake you’ve
made while conducting your business, you may have to defend yourself by hiring a legal service
that costs a minimum of $350 per hour. With Professional Liability insurance, your policy defends
you against covered losses including any legal costs. - Whether you’re conducting your business under your personal name, a trade name, or an
incorporated legal entity, you can be held personally liable for financial damages, bodily injuries,
or property damages you may cause to a third party. This financial strain will inevitably cripple
your business if you don’t have the right insurance in place. - Securing appropriate insurance that can protect your business practice elevates your credibility
and provides reassurance to potential clients and business partners. Without insurance, you may
be at a disadvantage compared to your peers when it comes to securing work.
That’s Where We Come In: EasyCover Canada
Here is what we offer:
- Coverage Options
- Professional Liability Insurance
- Commercial General Liability Insurance
- Cyber Insurance
This coverage responds to allegations of wrongdoing against you and pays damages awarded against you (for covered claims) in the event you’re found liable.
Policies not available in Quebec.
Take Care of Your Insurance Needs Online from Start to Finish
Policy Quote & Issuance
- Quote, issue, and pay for your policy online from anywhere
- Get fast and easy service (no long applications).
- Get affordable comprehensive coverage
- Self-serve with licensed professionals ready to help if you need
- Get a convenient monthly installment option or pay in full (credit card only).
24/7 Self-service Options
- Immediately download your policy
- Manage your policy, add or delete additional insureds and increase limits yourself
- Get Procom Services automatically added as an additional insured with a policy certificate immediately
What does it cover?
-
Professional Negligence:
Committing an error while carrying out a professional service
-
Misrepresentation:
Presenting information that the client feels is faulty or misleading
-
Libel and Slander:
Harming the reputation of the client
-
Inaccurate Advice:
Offering faulty or incorrect professional information to a client.
-
Loss of Documents:
Losing a client’s important documents
-
Error on Documentation:
It is discovered that you made an administrative error on a former client’s documents for their health insurer, and now they are holding you liable for the costs.
