Professional Liability Insurance for Forensic Experts in Newfoundland

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A female forensic expert wearing a hijab working in a lab in Newfoundland.

Forensic experts in any field are constantly involved with the preparation and offering of evidence for legal proceedings. Any error that you make as a forensic expert, whether due to omitted key information, negligence, or a simple mistake could result in a liability claim and you and your business could be faced with the resulting financial damages. Unfortunately, your business’ commercial general liability insurance will not cover financial losses due to errors you make while offering your professional advice or services.  

Luckily, EasyCover offers Newfoundland forensic experts with professional liability insurance that can cover you and your business in this scenario.  Get a free online quote today! 

What Types of Forensic Experts Does EasyCover Insure? 

EasyCover insures many types of forensic experts in Newfoundland who deal with a range of different subjects, including the following: 

  • Anthropologists 
  • Archaeologists 
  • Fingerprint specialists 
  • Fire scene investigators 
  • Human contact tracing 
  • Particulates and other trace expertise 
  • Road traffic investigators 
  • Toxicologists 

If you do not see your type of forensic expertise in the list above, contact EasyCover for options. We’re happy to refer you to a trusted industry partner if we can’t insure you ourselves. 

What does professional liability insurance for Newfoundland forensic experts cover? 

As a forensic expert, there’s always a chance that you might make a mistake – or simply be accused of making one. If this is the case, you could find yourself facing a lawsuit alleging your negligence or error caused a third party financial loss. As a Newfoundland forensic expert, professional liability insurance in Newfoundland can help cover any legal expenses incurred, such as judgement awards, defence costs, and settlements. 

At EasyCover, you can choose from three levels of coverage: $1 million, $2 million and $5 million. The level you choose is the maximum amount your policy will pay out over a 12-month period, so choose an amount that best meets the needs of your business.  

Your policy may also include retroactive cover, which can cover your business for claims that occur during your policy period, arising from wrongful acts that predated the start of your policy. 


professional liability insurance for Forensic Experts

Liability Insurance Options for Newfoundland Forensic Experts 

While EasyCover specializes in professional liability insurance, we also offer additional business liability protection for forensic experts in Newfoundland: 

  • Commercial general liability 
  • Cyber liability  
  • Directors and officers liability insurance 

Your business may not need all of these coverages, but it’s important to understand what they cover and make a decision based on your operations and needs.  

Cyber Liability Insurance 

Cyber liability insurance is designed to protect your business from fallout after a cyberattack or data breach. As most companies store client information or sensitive data, they can be targeted by cybercriminals. This coverage can help cover expenses such as extortion fees, regulatory fines, financial losses due to digital asset theft, legal expenses and more. 

Commercial General Liability Insurance (CGL) 

Commercial general liability insurance is generally recommended for all businesses, as it protects your company from third-party claims of bodily injury and/or property damage caused by you or an employee’s negligent acts. You never know when the smallest of accidents could later lead to a much larger lawsuit, which could cost your business financially. Coverage limits start at $1 million and can be increased based on your company’s needs.  

Directors and Officers Liability Insurance (D&O Insurance) 

Directors and officers insurance offers protection for corporate directors and officers, where they are accused of breaches of duty, unethical conduct, defamation, or other similar scenarios. Directors and officers insurance covers individuals from personal financial losses if they are sued for their actions or inactions while serving as an officer or director for your business.  If the corporate entity provides indemnification for their D’s and O’s for these losses, D&O insurance may also indemnify the entity for this financial cost. 

Professional liability insurance claim examples for Newfoundland forensic experts 

As a forensic expert, you work in the crime lab on evidence that is collected by identification officers and then submit your opinion on the evidence as a report after your evaluation. Forensic experts can even testify in court. Due to the risky nature of this occupation, forensic experts in Newfoundland need professional liability insurance to protect them from the financial losses that could follow a lawsuit. 

Some claim examples may include: 

  • If you perform an inaccurate test, which causes the evidence to be inadmissible in court. You are sued for negligence. 
  • You use incorrect information in your report after preparing forensic evidence. This information leads to financial loss to the party that hired you, and they sue you. 

What affects the cost of professional liability insurance for forensic experts in Newfoundland?  

 Professional liability insurance rates for forensic experts in Newfoundland depend on: 

  • The value and number of the contracts you take on 
  • How many employees you have 
  • Your insurance coverage and limits 
  • Your insurance history 
  • Which province(s) you operate in 

With EasyCover, you can easily get a free online quote. This will give you an estimate of how much your professional liability insurance will cost. Then you can quickly proceed to buy your coverage online with us!  

EasyCover Protects Newfoundland Forensic Experts from the Unexpected 

Newfoundland forensic experts choose EasyCover for their professional liability insurance because of our convenience and comprehensive coverage. Getting insurance with us is quick and easy, and you get quality protection at affordable prices. 

If you’re a Newfoundland forensic expert, get a professional liability insurance quote today. 


Protect yourself against the unexpected.

Protect yourself against the unexpected with Professional Liability Insurance for Forensic Experts in Newfoundland from EasyCover.

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