Professional Liability Insurance for Legal Services in Ottawa

Get a Quote Online In Minutes!

Start Quote
A lawyer meeting with two clients in Ottawa.

As a legal service provider in Ottawa, you work hard to help your clients navigate the legal system—but have you taken the necessary precautions to protect yourself from litigation? 


You are at risk of being sued if a client believes you provided negligent legal advice or services that resulted in financial damages. Fortunately, professional liability insurance can help paralegals, legal secretaries and other legal service providers cover defence costs, settlements and judgement awards in such situations. 


EasyCover has simplified the process for getting professional liability insurance. Best of all, the entire process can be completed in a matter of minutes online without needing to pick up the phone to speak with a professional liability insurance broker. You’ll receive an instant free quote after answering a couple of brief questions about your business and coverage preferences, and you’ll also be able to immediately purchase your policy. 


Don’t let unexpected litigation financially drain your business. Get professional liability insurance today! 

Why should legal service providers in Ottawa have professional liability insurance? 

You make a living providing legal advice or services and, typically, only professional liability insurance can protect you if a client claims your work caused financial hardship. For example, your client could sue to recover monetary damages resulting from:  

  • misrepresentation; 
  • disparagement of character; 
  • professional mistakes; and more. 

As you are aware, defence fees can be astronomical, which you will have to pay out of pocket without the right coverage. Fortunately, professional liability insurance can help legal service providers in Ottawa cover the following expenses: 

  • defence fees 
  • lost wages due to attending court 
  • settlements 
  • judgement awards 

Are legal service providers in Ottawa required to carry professional liability insurance? 

Some governing law societies mandate that certain legal professionals carry professional liability insurance. For example, the Law Society of Ontario requires licensed paralegals working within the province to have this coverage. It’s best to confirm with your professional organization what the requirements are. 

It’s beneficial for all legal service providers to have professional liability insurance—even if it’s not mandatory for your occupation. That’s why EasyCover provides professional liability to the following legal professionals in Ottawa:  

  • Legal executive  
  • Legal secretary  
  • Legal skills trainer  
  • Paralegal  
  • General legal support  

Contact us if you don’t see your occupation listed. Our brokers will happily discuss your options and refer you to a trusted insurance partner if we’re unable to provide coverage.

How much are professional liability insurance rates for legal service providers in Ottawa? 

The rate you’ll pay is dependent on your individual situation. Several factors are considered when calculating premiums, including: 

  • your occupation; 
  • your annual revenue; 
  • the number individuals named on the policy; and, 
  • the level of coverage selected. 

Professional liability insurance provides legal professionals in Ottawa with affordable peace of mind. For example, a legal secretary working in Ottawa who earns less than $100,000 per year could pay $440 for $1 million in professional liability coverage. 

Get your free quote instantly online with EasyCover—there’s no need to pick up the phone to speak with a broker. 

How much professional liability coverage is recommended for legal service providers in Ottawa? 

EasyCover offers three coverage limits: $1 million, $2 million and $5 million. Legal service providers in Ottawa should carefully consider their limit as this is the maximum amount that will be paid out for all approved claims within your policy period. 

Factoring in the following considerations can help you determine an appropriate coverage level: 

  • how risky of an environment your clients operate in; 
  • the overall value of your work; 
  • the likelihood of being named a defendant in a lawsuit; and, 
  • the anticipated cost of a legal claim that could be made against you. 


Optional Coverage for Legal Services in Ottawa 

We offer several optional coverages for legal service consultants in Ottawa, including:

Commercial General Liability Insurance (CGL) 

Commercial general liability insurance (CGL) is the most basic form of liability insurance.  It offers protection in the event that you or any of your employees accidentally injure a third party or cause damage to their property while carrying out business operations. This includes any injuries or damages that occur on your premises or on a client’s property. 

 CGL insurance is considered a critical coverage option and if you have professional liability insurance but leave CGL out, you may leave your business vulnerable. We start CGL coverage at $1 million but you can choose higher limits if desired or required. 

Keep in mind that this doesn’t cover damage or loss of your own tools, equipment and other property.

Directors and Officers Liability Insurance 

Directors and officers can be held personally responsible for their actions while serving on a board of directors if they have acted outside the law or failed to perform their duties properly.  Directors and officers liability insurance (D&O) is designed to offer protection for directors and officers, covering legal expenses from claims brought by regulatory bodies, suppliers and vendors, employees, creditors, and customers. 

Criminal penalties or offences will not be covered as this type of loss is not insurable by law 

Cyber Liability Insurance 

Cyber liability insurance is designed to help cover certain costs following an alleged or actual hacking event or privacy breach. EasyCover’s cyber liability coverage includes network security liability and privacy liability. It may help cover the cost of network security and privacy breach costs, business income interruption losses, defence costs, extortion fees, digital asset losses, and regulatory fines. 

Every policy has a specified limit, so be sure to familiarize yourself with yours and note any exclusions or separate deductibles. 

We strongly recommend this coverage to legal service providers as they likely deal with sensitive information.

Protect yourself against the unexpected.

Protect yourself against the unexpected with Professional Liability Insurance for Ottawa’s Legal Services from EasyCover.

Start Quote