Professional Liability Insurance for Toronto Photographers

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Understanding Photographer Professional Liability Insurance.

Toronto photographers are under an incredible amount of pressure to deliver quality images and advice that meets or exceeds clients’ expectations. However, if you’re a Toronto photographer, you know there may be circumstances that are beyond your control and that could affect the quality of your work. Under these circumstances, you could face a professional liability lawsuit that could threaten you financially and in terms of your reputation.

Fortunately, EasyCover offers Toronto photographers Professional Liability Insurance (also known as Errors and Omissions insurance). This unique form of insurance can protect you should a client sue you for alleged financial damages resulting from your professional photographic services or advice. It’s the perfect way for Torontonians to protect their professional reputations as photographers.


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Examples of Toronto Photographers Professional Liability Insurance

Typical scenarios for claims can include:

  • Third party fails to deliver:

    You’re using an independent developer to develop your images after a big photo shoot, but they fail to get the images to you on the agreed upon date. Your client needs to publish the images and are holding you liable for the cost of delaying publication

  • Wedding photographer accident:

    On your way to photograph a wedding you’re involved in a car accident and miss the event. The couple had no backup photographer and decide to sue you for damages

  • Courier loses prints:

    Following a major photo shoot for a client, you use a courier service to deliver the final prints. The courier fails to deliver the correct prints and the client demands you cover the costs of reprinting the photographs

Protect yourself against the unexpected.

Protect yourself against the unexpected with Toronto Photographers Professional Liability Insurance.

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