Professional Liability Insurance for Vancouver Construction Professionals

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As a construction professional in Vancouver, you hold yourself to a high standard of professionalism and work hard to provide the best service for your clients. Your expertise is valued, but occasionally it may be called into question – whether warranted or not.

Having a construction professional (or contractor) liability policy can help protect you financially if you were to be sued by a client for any advice or service given by you or under your direction.

Whether at fault or not, the financial damages from being taken to court can be devastating. Make sure that your business in Vancouver is covered with EasyCover construction professional (or contractor) liability insurance.

Construction Professional (or Contractor) Liability Insurance in Vancouver

Construction professional (or contractor) liability insurance gives you peace of mind that if you were taken to court for claims over errors that happened under your leadership, you would be covered for any financial damages or costs associated with defending the claim. Standard Commercial General Liability or Construction/Builders Risk Insurance policies will not provide you this coverage.

What construction professions are covered by EasyCover liability insurance in Vancouver?

Construction professions that are covered by EasyCover liability insurance in Vancouver include:

  • Construction Safety Contractors
  • Fire Safety Auditors
  • Architects
  • Contracts Managers
  • Technical Engineers
  • Site Engineers
  • Maintenance Managers
  • Document Control
  • Health and Safety Consultants
  • … and more!

What are some common construction professional (or contractor) liability insurance claims in Vancouver?

There are many claims that a client could hold you liable for, but some common construction professional (or contractor) liability insurance claims in Vancouver include:

  • You and/or a sub-contractor don’t meet the agreed upon deadline
  • An employee error, such as an item being installed incorrectly
  • A project surpassing the original budget estimation, regardless of the reason why

Having a construction professional (or contractor) liability insurance policy can help protect you financially if you were held liable for these common scenarios.

Is construction professional (or contractor) liability insurance mandatory in Vancouver?

No, construction professional (or contractor) liability insurance is not mandatory in Vancouver. However, having construction professional (or contractor) liability insurance will help protect you if you are brought to court by a client for any errors given under your direction. Having a policy in place could help protect you from financial damages that could otherwise be devastating to your business.

Construction Professional (or Contractor) Liability Insurance Coverage in Vancouver

Having the right coverage in place can give you peace of mind that your business is covered if you were to be sued, so that you can keep doing what you do best without the financial burden.

What are some considerations when choosing your level of construction professional (or contractor) liability insurance coverage in Vancouver?

There are several considerations to take in mind when choosing your level of construction professional (or contractor) liability insurance coverage in Vancouver, including:

  • Contract requirements
  • The cost value of your projects
  • What industry your clients are in
  • The type of clients you work for
  • The size of possible legal action made against you

If you have any questions about choosing the right level of construction professional (or contractor) liability insurance coverage insurance in Vancouver, reach out to one of our experienced brokers by clicking here.

How much coverage should construction or contractor professionals have in Vancouver?

EasyCover offers the following three coverages for construction or contractor professionals in Vancouver:

  • $1 million
  • $2 million
  • $3 million

These coverages are the maximum amount you would receive for all construction professional (or contractor) liability claims in a yearly policy period.

What is not covered by construction professional (or contractor) professional liability insurance in Vancouver?

What is not covered by construction professional (or contractor) liability insurance in Vancouver is dependent on each individual policy. Generally speaking, construction professional (or contractor) liability insurance will not cover:

  • Abuse
  • Deliberate Acts
  • Pollution
  • Nuclear Risk
  • War and Terrorism
  • Oil and Gas Conditions
  • And other perils

Read your policy documents or talk to an EasyCover broker to see what your policy covers.

Submitting construction professional (or contractor) liability insurance claims in Vancouver

Our EasyCover team is here to help you through the claims process. Simply fill out our quick online claims form and we will take care of the rest.

Submit a Claim

Get a free quote!

Get an instant construction professional (or contractor) liability quote online by clicking here. The quoting process only takes a couple of minutes and can be done from the comfort of your own home.

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