Professional Liability Insurance for Winnipeg Engineers

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Engineer working in Winnipeg.

Engineers have incredible expertise and your work can impact life in big and small ways. But this work comes with risks – EasyCover is here to help protect you and your business quickly and easily.  

We offer professional liability insurance for engineers in Winnipeg. This helps cover legal expenses if you’re sued for causing financial loss due to your professional service or advice. We also offer additional protections for your business.  

What’s even better? We’re online and available 24/7, making getting the right insurance convenient and easy.  

Coverages Available for Engineers in Winnipeg 

At EasyCover, we offer the following insurance protection for engineers in Winnipeg: 

Each of these coverages is designed to protect your business from a specific type of liability risk. We describe them in more detail below.  

Professional Liability Insurance for Winnipeg’s Engineers 

Professional liability insurance covers engineers in Winnipeg if they’re sued for causing financial loss to a client as a result of their professional service or advice. Your legal expenses are covered up to your policy limits, including defence costs, judgement awards and settlements.  

We offer three optional limits of professional liability insurance coverage at EasyCover: 

  • $1,000,000 
  • $2,000,000 
  • $5,000,000 

This is the maximum amount that you would receive for all claims incurred in the 12-month policy period, regardless of the number of claims made. 

Our coverage is retroactive which means you’re covered for claims made during the policy period arising from your actions prior to the purchase date of this policy. Keep in mind you will need to disclose any known circumstances that could result in a claim and inform your insurer of any new potential claim situations that arise.  

Commercial General Liability Insurance for Engineers in Winnipeg 

CGL coverage is designed to protect your business if a third party is hurt or has their property damaged as a result of negligent acts by you or an employee. This is a very common business insurance coverage.  

For example, let’s say you’re leading your client around a worksite and they trip and fall, injuring themselves. They could sue you – commercial general liability insurance would help cover your legal expenses.  

Cyber Liability Insurance for Engineers in Winnipeg 

Cyber-attacks and data breaches happen to businesses of any size. This coverage helps you recover after such an event, helping with legal expenses, public relations, regulatory fines and other related costs (up to your policy limit).  

Directors and Officers Insurance for Winnipeg Engineers 

If you’re held personally responsible for breaching your duties or responsibilities as a director or officer, this coverage helps cover your legal expenses and protects your personal assets.  

Note: Criminal offences are not covered.  

4 Reasons Engineers in Winnipeg Should Have Professional Liability Insurance 

Here are just four reasons that engineers in Winnipeg should have this important protection: 

  1. Professional liability insurance may be required by your engineering professional association. 
  2. You’re required to carry this coverage in your contract.  
  3. You couldn’t afford the costs of a lawsuit out of pocket.  
  4. You want to look more professional to clients. 

The Cost of Professional Liability Insurance for Engineers in Winnipeg 

Here are a few examples of what engineers in Winnipeg might expect to pay for professional liability insurance. 

A sole proprietor engineer operating in Manitoba making $95,000 per year might expect to pay $880 for basic professional liability insurance. Cyber liability costs an extra $150 and commercial general liability costs an extra $440.  

Another sole proprietor engineer operating in Manitoba who makes $350,000 per year might pay $2400 for $1,000,000 of professional liability insurance. Cyber liability is an extra $150 and commercial general liability is an additional $440 per year.  

Note: These prices do not include any provincial sales taxes.  These examples are for reference only and do not indicate an agreed premium. 

How much professional liability insurance should engineers in Winnipeg carry? 

We offer three optional limits of professional liability insurance to Winnipeg engineers: $1,000,000; $2,000,000; and $5,000,000.  

Consider your contractual obligations, individual business risks, the likelihood of a lawsuit and its expected cost, the value of your contracts, and how many clients you have.  

Do you insure all types of engineers in Winnipeg? 

We insure the following engineers in Winnipeg: 

  • Acoustic Engineers 
  • CAD/CAE Engineers 
  • Chemical Engineers 
  • Civil Engineers (excluding structural) 
  • Commissioning Engineers 
  • Draughtsman 
  • Electrical Engineers 
  • Electrical Inspection/Appliance Testing Engineers 
  • Engineering Project Managers 
  • Expert Witnesses 
  • Feasibility Study Engineers 
  • Geologists 
  • Health & Safety Consultants 
  • Heating & Ventilation Engineers 
  • Mechanical Engineers 
  • Mining Engineers 
  • Oil & Gas Engineers 

Is your specialty not listed? Contact us and we will see what we can do! We can always refer you to a trusted industry partner.  

Protect yourself against the unexpected.

Protect yourself against the unexpected with Professional Liability Insurance for Winnipeg Engineers from EasyCover.

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