What coverages are offered by EasyCover for legal services in Winnipeg?
We offer four types of insurance coverage for legal service providers in Winnipeg:
- Professional liability
- Commercial general liability
- Cyber liability
- Directors and officers liability
Professional liability helps cover your legal expenses if you’re sued for causing financial loss to a third party as a result of your professional service or advice. This includes defence costs, settlements and judgement awards. For example, if you provide legal advice that a client believes is incorrect or misleading and it causes them a financial loss, they can sue you. Your professional liability insurance could help cover the legal costs.
Commercial general liability helps cover your legal expenses if you’re sued for causing bodily injury or property damage to a third party due to negligent acts. A common example is someone visiting your office and slipping, falling and injuring themselves. This coverage is recommended for all businesses with a physical office or space where clients or vendors visit.
Cyber liability helps cover costs associated with a cyber-attack or privacy breach. This can include regulatory fines, public relations expenses, legal costs and more – up to your policy limit. Given the sensitive nature of the information you may have access to and the prevalence of cyber-attacks on businesses of all sizes, this is also important coverage to consider.
Directors and officers liability helps protect your personal assets by covering legal expenses if you’re held personally responsible for a breach of duty as a director or officer. This does not include criminal offences.